Paypock
For

Shared

Spending

Instant splits, no waiting
One card, fair share
No top-ups. Just tap.
Private & secure

Join the waitlist. Be first to split without the drama.

How Paypock works

Create your group

Invite your flatmates, partner or friends. Give the group a name (bonus points for emojis).

Choose your split

Even split or custom shares. You decide. We handle the maths and setup — no top-ups, no stress.

Pay once. We’ll split it.

Pay with your group card. We charge everyone their share in real-time. no chasing, no guilt.

Why Paypock hits different

One shared card

One virtual card your group can share. No fronting the bill - we split it all automatically.

Pay now, split now

Pay once. We charge everyone their share instantly - no waiting, no chasing, no messy group chats.

Linked, not loaded

Forget top-ups and wallet loading. Each person pays from their own account, with no extra steps.

Custom spend limits

Put a cap on group spending - whether it’s weekly, monthly, or to rein in pizza cravings.

Custom split options

Equal, 60/40, or whatever works for your group. You set the split - we’ll handle the maths.

Secure & private

Bank-level security. No one sees your card details - not even your housemate James.

Frequently
asked question.

What types of groups is it for?
What if someone’s card doesn’t go through?
Where does the card work?
Can I leave or edit a group later?
How much does it cost?
Do I need to preload money into Paypock?
How does Paypock split the bill?
Is it secure?

Get early access to Paypock

Get early access to Paypock

Ready to stop chasing transfers?

No more top-ups, IOUs, or “you owe me” texts.

Split smarter. Sooner.

You’re in! 🎉 Your spot on the Paypock waitlist is locked.
Hmm… 🤔 That didn’t go through. Let’s give it another shot.