
Shared
Spending




Join the waitlist. Be first to split without the drama.

How Paypock works
Create your group
Invite your flatmates, partner or friends. Give the group a name (bonus points for emojis).

Choose your split
Even split or custom shares. You decide. We handle the maths and setup — no top-ups, no stress.

Pay once. We’ll split it.
Pay with your group card. We charge everyone their share in real-time. no chasing, no guilt.


Why Paypock hits different
One shared card
One virtual card your group can share. No fronting the bill - we split it all automatically.
Pay now, split now
Pay once. We charge everyone their share instantly - no waiting, no chasing, no messy group chats.
Linked, not loaded
Forget top-ups and wallet loading. Each person pays from their own account, with no extra steps.
Custom spend limits
Put a cap on group spending - whether it’s weekly, monthly, or to rein in pizza cravings.
Custom split options
Equal, 60/40, or whatever works for your group. You set the split - we’ll handle the maths.
Secure & private
Bank-level security. No one sees your card details - not even your housemate James.